Financial Aid FAQ's
What is a general overview of the financial aid process?
What are the payment options for covering a balance?
What are the interest rates and origination fees on student and parent loans?
What should be done after being awarded a student loan and parent loan?
What is the criteria to keep receiving financial aid each year?
What is the criteria to keep an Excelsior Scholarship?
When does the financial aid pay out?
I have questions about my financial aid, how can I get some answers?
Student Account (Billing) Information
What is a general overview of the financial aid process?
- Complete the FAFSA by March 1st at http://studentaid.gov/
- 向学生财务服务部(fao@planseeds.net, fax: (845) 257-3568)
- Review your status and awards on my.planseeds.net
- 接受或拒绝包括勤工俭学和贷款在内的奖励.
- 学生在网上完成贷款入学咨询并签署MPN http://studentaid.gov/
- 如有需要:申请父母贷款(PLUS)，并在5月完成申请和MPN http://studentaid.gov/
How is financial aid applied to the bill and what if there is still a balance after my financial aid is applied?
预期的经济援助从发票上的费用中扣除.
If aid, including loans, is greater than billed expenses, 学分余额将在学期的第二到第三周开始退还.
信用余额也可以转换为霍克美元来购买图书 Campus Bookstore.
如果援助和接受的贷款不足以支付帐单费用, 必须作出付款安排以支付余额.
What are the payment options for covering a balance?
- Financial Aid including federal loans
- Payment Plan through the Office of Student Accounts
- 529 Accounts
- Cash, check, or credit cards
- Private Alternative Student Loans
- Private scholarships
What are the interest rates and origination fees on student and parent loans?
资助学生贷款的利率(在入学期间不计息)为5%.50%.
无补贴学生贷款的利率(在所有期间累积)为5.50%.
家长PLUS(在所有期间累积)的利率为8.05%.
联邦直接贷款发放费用的补贴和非补贴贷款是1.057%.
家长贷款(PLUS)的联邦直接贷款发起费用为4美元.228%.
What should be done after being awarded a student loan and parent loan?
接受学生贷款后，学生必须访问 http://studentaid.gov/ 并完成入学辅导和贷款协议(主本票).
如果接受父母贷款，父母必须访问 http://studentaid.gov/ 点击“申请家长PLUS贷款”，然后填写主本票.
What is the criteria to keep receiving financial aid each year?
确保学生每学期注册15个学分. 使用学位工作来跟踪学生完成学位的进度. 在做决定的时候，比如放弃课程时，咨询顾问, changing majors, experiential learning, etc. Maintain a minimum GPA of 2.每学期至少修完67%的学分
What is the criteria to keep an Excelsior Scholarship?
Excelsior program details are available at hesc.ny.gov. 家庭收入低于12.5万美元的纽约居民可能有资格获得Excelsior奖学金. 学生必须在四年内顺利毕业，并且每年必须修满30个学分. 学生可以使用大学学分, earned in high school, to reach the 30 credit requirement. 学生也可以在冬季或夏季的课程中修满30个学分.
Have we completed everything?
View our handy checklist to make sure you've completed all the steps.
When does the financial aid pay out?
直接的学生和家长贷款将在秋季学期的第二到第三周开始发放. 直接的学生和家长贷款将在春季学期的第二到第三周开始发放.
佩尔助学金大约在秋季或春季学期的第三周发放.
纽约州助学金通常在秋季和春季学期的中点之后发放.
Summer aid typically disburses in July.
退款由学生账户办公室签发. More info can be found on their website: EXCHANGE CHECKS
I have questions about my financial aid, how can I get some answers?
在我们的网页上可以找到许多关于经济援助和经济援助相关问题的答案，包括有关申请的有用信息, checklists, FAQs and more.
学生金融服务办公室可以通过发送电子邮件到 fao@planseeds.net. 办公室位于伍斯特大厅的一楼, the telephone number is (845) 257-3250, 传真号码:(845)257-3568，邮寄地址:200 Hawk Drive, New Paltz NY 12561.
Student Account (Billing) Information:
学生在注册课程后(新生入学后)会收到一封电子邮件通知，通过他们的电子邮件审核并接受学期账单上的费用 my.planseeds.net account. Follow these 确认财务责任的步骤.
Financial Aid Deferrals
接受的援助将在发票上显示为延期付款. 您将负责在发票到期日之前的任何剩余余额.
Making Payments
您可以在线、邮寄、亲自、通过投递箱或通过EFT付款. See: Ways to Pay
Payment Plan
新帕尔茨付款计划允许您分期付款，以支付学费的到期余额, fees, 以及秋季和春季学期的校内食宿. See: New Paltz Time Payment Plan
Authorized User
您想查看您学生的帐户信息吗? 学生可以将家长添加为授权用户以查看其帐户信息. The student must login to my.planseeds.net 然后导航到“我的学生帐户”，“添加一个授权用户”. 然后家长将收到一封带有链接的电子邮件. 该链接将提供账户信息和付款能力.
Billing questions you need answered?
学生必须获得许可才能与家长或监护人讨论账户特定的账单信息. See: Waiver for the Release of Information.
Visit the Student Accounts Home Page 有关学费和账单的其他信息.
