学生财务服务

Student Rights and Responsibilities

Education after high school costs you time, money, and effort. It is a big investment and you should carefully evaluate the school(s) you are considering.

To help you make an educated choice, you should have information on the school’s academic programs, 设施, 教育费用, 退款政策, 以及财政援助项目.  We encouarge you to also review the Student Consumer Information List as well for further information on items of interest to you. 

 

You have the right to ask a school...

  • The names of its accrediting and licensing organizations. You also have the right to ask for a copy of the documents describing the institution’s accreditation or licensing.
  • About its programs, its instructional, laboratory and other physical 设施, and its faculty
  • About its completion and transfer-out rates.
  • If the school advertises its job placement rates as a means of attracting students and what information it has to back up its claims.
  • What the cost of attending is, 它是由什么组成的, and what the policy is on refunds to students who drop out.
  • What financial assistance is available, including information on all federal, 状态, 当地的, 私人, and institutional financial aid programs.
  • Who its financial aid personnel are, 他们所在的地方, how to contact them for information, and what the counseling procedures are.
  • What the procedures and deadlines are for submitting applications for each available financial aid program.
  • How it selects financial aid recipients.
  • How it determines your financial need. This process includes how costs for tuition and fees, 食宿, 旅行, 书籍及用品, and personal and miscellaneous expenses are considered in your 教育费用. It also includes the resources considered in calculating your need (such as parental contribution, 其他财政援助, 资产, 等.).
  • How much of your financial need, as determined by the school, has been met.
  • How and when you will receive your financial aid.
  • To explain each type and amount of assistance in your financial aid package.
  • What the interest rate is on any student loan you have, the total amount you must repay, the length of time you have to repay, 当你必须开始偿还时, and what cancellation or deferment (postponement) provisions apply.
  • If you are offered a Federal College Work-Study job - what kind of job it is, 你得工作多少小时啊, 你的职责是什么, 工资会有多高啊, and how and when you will be paid.
  • 关于它的贷款违约率.
  • For a copy of its campus security report.
  • How the school determines whether you are making satisfactory academic progress, and what happens if you are not.
  • To reconsider your aid package if you believe a mistake has been made, or if your enrollment or financial circumstances have changed.
  • What special 设施 and services are available to the disabled.

 

……是你的责任。

  • Know which course(s) apply to your degree
  • Review and consider all information about a school’s program before you enroll.
  • Pay special attention to your application for student financial aid, 准确完成, and submit it on time to the right place. Errors can delay or prevent your receiving aid.
  • Know all the deadlines for applying or reapplying for aid, and meet them.
  • 提供所有文件, 修正, and/or new information requested by either the financial aid office or the agency to which you submitted your application.
  • Notify your school of any information that has changed since you applied for financial aid.
  • Read, understand, and keep copies of all forms you are asked to sign.
  • Be aware of and meet any of the terms of an award that you may accept, including maintaining Satisfactory Academic Progress.
  • Repay any student loans you have. When you sign a promissory note, you are agreeing to repay your loan.
  • Conduct a pre-loan and an exit interview at your school if you have a Federal Perkins Loan, 联邦护理贷款, Federal Stafford Loan (subsidized or unsubsidized), Federal PLUS or Parent’s Loan, 或者任何形式的联邦贷款.
  • Notify your school of a change in your name, address, or attendance status (half-time, 四分之三的时间, 或全职). If you have a loan, you must also notify your lender of these changes.
  • Satisfactorily perform the work agreed upon in a Federal College Work-Study job, if you have one.
  • Understand your school’s 退款政策. If you drop out of school within a short time after you start, you may be able to get a part of your education expenses returned to you. But after a certain date, you will not get any money back. Check with your school to find out what expenses you may have to pay if you drop.